Women and Retirement Women must be ready to spend, on average, more years in retirement than men. Share | Related Content Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Where Will Your Retirement Money Come From? Retirement income may come from a variety of sources. Here's an overview of the six main sources. Retirement Plan Distributions There are a number of ways to withdraw money from a qualified retirement plan.